The Banking sector is an indispensable financial service sector supporting development plans through
channelizing funds for productive purpose, intermediating flow of funds from surplus to deficit units and
supporting financial and economic policies of...
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The Banking sector is an indispensable financial service sector supporting development plans through
channelizing funds for productive purpose, intermediating flow of funds from surplus to deficit units and
supporting financial and economic policies of government. This paper will look at the factors contributing high
rates of NPLs in Kenya despite the introduction of CBR. The other objectives are to determine the effects of
Non-performing Loans in Kenyan commercial banks, to establish the trend of bad loans, before and after the
introduction of CRB in Kenyan commercial banks and to determine the efforts taken to reduce the risks due to
NPLs. The research covers all commercial banks in Kenya for the last ten years. The paper used secondary data
and to analyse and draw conclusions and recommendations. This paper will provide an insight to the authorities
manning the institutions and the government such that they find it in order to reduce the NPLs also it will
provide a basis fo
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