What are my options if my wages are
garnisheed?
It is payday and you notice that your paycheque is for significantly less than usual.
You speak to the person in charge of payroll at your firm and you are informed that
your employer has received a...
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What are my options if my wages are
garnisheed?
It is payday and you notice that your paycheque is for significantly less than usual.
You speak to the person in charge of payroll at your firm and you are informed that
your employer has received a garnishment notice from the court with respect to
your wages. You are upset, confused and not sure what to do next!
If your wages are garnisheed you have a number of options including the following:
1. Negotiate a voluntary repayment plan with your creditor
2. Go to court and try to get the amount of monies taken from your wages
reduced on the grounds of financial hardship
3. Quit your job which effectively terminates the wage garnishment
4. Move to New Brunswick where wage garnishments are not permitted
5. Relocate outside Canada which will dramatically reduce the odds that your
wages will be subject to garnishment
6. Move to a different province where provincial exemptions from wage
garnishments may be more favourable
7. Speak to a bankruptc
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