On July 6, 2011, the Federal Reserve Board (FRB) and Federal Trade Commission (FTC) published a final rule adding requirements to the Fair Credit Reporting Act (FCRA) Risk-Based Pricing regulations, which were effective January 1, 2011. This article...
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On July 6, 2011, the Federal Reserve Board (FRB) and Federal Trade Commission (FTC) published a final rule adding requirements to the Fair Credit Reporting Act (FCRA) Risk-Based Pricing regulations, which were effective January 1, 2011. This article highlights the new requirements implemented in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and reviews FCRA risk-based pricing notice (RBPN) requirements which continue to generate questions.
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